Call reports 2002
CADENCE BANK — 2002
What CADENCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,819,006,000 | 9,931,826,000 | 10,123,280,000 | 10,190,173,000 |
| Total loans | 6,266,213,000 | 6,389,465,000 | 6,442,872,000 | 6,448,817,000 |
| Allowance for loan losses | 85,140,000 | 86,276,000 | 87,497,000 | 87,875,000 |
| Securities available for sale | 1,398,344,000 | 1,093,294,000 | 1,412,018,000 | 1,619,539,000 |
| Securities held to maturity | 1,180,333,000 | 1,223,435,000 | 1,237,916,000 | 1,193,375,000 |
| Trading assets | 7,000 | 114,000 | 0 | 20,000 |
| Total deposits | 8,187,503,000 | 8,292,552,000 | 8,518,571,000 | 8,580,222,000 |
| Interest-bearing deposits | 7,061,689,000 | 7,124,112,000 | 7,289,583,000 | 7,331,039,000 |
| Noninterest-bearing deposits | 1,125,814,000 | 1,168,440,000 | 1,228,988,000 | 1,249,183,000 |
| Equity capital | 900,097,000 | 895,283,000 | 905,967,000 | 901,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 151,270,000 | 301,792,000 | 451,259,000 | 597,894,000 |
| Interest expense | 55,408,000 | 107,659,000 | 160,051,000 | 209,685,000 |
| Net interest income | 95,862,000 | 194,133,000 | 291,208,000 | 388,209,000 |
| Noninterest income | 33,491,000 | 62,045,000 | 87,121,000 | 120,261,000 |
| Noninterest expense | 75,633,000 | 149,214,000 | 224,736,000 | 308,976,000 |
| Provision for loan losses | 6,760,000 | 13,975,000 | 22,183,000 | 29,411,000 |
| Pretax income | 46,935,000 | 95,852,000 | 136,726,000 | 175,569,000 |
| Income tax | 15,426,000 | 31,061,000 | 44,020,000 | 56,945,000 |
| Net income | 31,509,000 | 64,791,000 | 92,706,000 | 118,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 835,926,000 | 819,438,000 | 825,953,000 | 817,452,000 |
| Total capital | 922,143,000 | 903,839,000 | 911,123,000 | 906,181,000 |
| Risk-weighted assets | 7,322,947,000 | 6,659,802,000 | 6,750,080,000 | 7,096,563,000 |