Call reports 2001
CADENCE BANK — 2001
What CADENCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,389,732,000 | 9,300,811,000 | 9,392,854,000 | 9,404,773,000 |
| Total loans | 6,016,435,000 | 6,023,960,000 | 6,114,448,000 | 6,140,155,000 |
| Allowance for loan losses | 80,461,000 | 80,829,000 | 82,605,000 | 83,150,000 |
| Securities available for sale | 951,715,000 | 860,210,000 | 1,086,864,000 | 1,061,884,000 |
| Securities held to maturity | 1,224,997,000 | 1,140,032,000 | 1,207,230,000 | 1,110,463,000 |
| Trading assets | 106,000 | 432,000 | 11,000 | 384,000 |
| Total deposits | 7,806,885,000 | 7,760,574,000 | 7,839,534,000 | 7,892,906,000 |
| Interest-bearing deposits | 6,712,671,000 | 6,676,762,000 | 6,724,885,000 | 6,727,264,000 |
| Noninterest-bearing deposits | 1,094,214,000 | 1,083,812,000 | 1,114,649,000 | 1,165,642,000 |
| Equity capital | 774,553,000 | 778,998,000 | 778,111,000 | 782,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 175,592,000 | 347,248,000 | 513,886,000 | 673,302,000 |
| Interest expense | 92,659,000 | 181,502,000 | 262,136,000 | 331,444,000 |
| Net interest income | 82,933,000 | 165,746,000 | 251,750,000 | 341,858,000 |
| Noninterest income | 23,896,000 | 54,033,000 | 75,412,000 | 111,394,000 |
| Noninterest expense | 71,455,000 | 142,907,000 | 216,684,000 | 291,564,000 |
| Provision for loan losses | 4,097,000 | 8,866,000 | 15,718,000 | 22,259,000 |
| Pretax income | 33,995,000 | 70,797,000 | 101,494,000 | 149,933,000 |
| Income tax | 10,848,000 | 23,181,000 | 32,551,000 | 48,850,000 |
| Net income | 23,147,000 | 47,616,000 | 68,943,000 | 101,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 705,928,000 | 717,224,000 | 709,161,000 | 720,685,000 |
| Total capital | 787,205,000 | 798,904,000 | 792,816,000 | 804,883,000 |
| Risk-weighted assets | 7,054,877,000 | 7,008,474,000 | 7,043,813,000 | 6,954,385,000 |