Call reports 2026
FIRST FEDERAL COMMUNITY BANK, SSB — 2026
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 616,151,000 | 603,645,000 |
| Total loans | 470,645,000 | 473,642,000 |
| Allowance for loan losses | 6,111,000 | 6,114,000 |
| Securities available for sale | 59,189,000 | 54,898,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 534,339,000 | 520,375,000 |
| Interest-bearing deposits | 488,958,000 | 471,312,000 |
| Noninterest-bearing deposits | 45,381,000 | 49,063,000 |
| Equity capital | 76,412,000 | 78,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,121,000 | 16,481,000 |
| Interest expense | 2,754,000 | 5,355,000 |
| Net interest income | 5,367,000 | 11,126,000 |
| Noninterest income | 799,000 | 1,634,000 |
| Noninterest expense | 4,479,000 | 8,742,000 |
| Provision for loan losses | 46,000 | 46,000 |
| Pretax income | 1,637,000 | 3,918,000 |
| Income tax | 325,000 | 789,000 |
| Net income | 1,312,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 77,823,000 | 79,641,000 |
| Total capital | 82,956,000 | — |
| Risk-weighted assets | 409,117,000 | — |