Call reports 2022
FIRST FEDERAL COMMUNITY BANK, SSB — 2022
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 539,970,000 | 538,372,000 | 545,518,000 | 536,877,000 |
| Total loans | 419,254,000 | 427,358,000 | 436,089,000 | 428,727,000 |
| Allowance for loan losses | 4,450,000 | 4,595,000 | 4,297,000 | 4,407,000 |
| Securities available for sale | 28,506,000 | 27,479,000 | 28,255,000 | 27,173,000 |
| Securities held to maturity | 718,000 | 716,000 | 666,000 | 664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,443,000 | 472,433,000 | 478,457,000 | 469,276,000 |
| Interest-bearing deposits | 408,798,000 | 409,821,000 | 409,578,000 | 409,195,000 |
| Noninterest-bearing deposits | 64,645,000 | 62,612,000 | 68,880,000 | 60,080,000 |
| Equity capital | 57,989,000 | 57,936,000 | 58,455,000 | 60,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,443,000 | 9,238,000 | 14,451,000 | 20,128,000 |
| Interest expense | 576,000 | 1,125,000 | 1,777,000 | 2,794,000 |
| Net interest income | 3,867,000 | 8,113,000 | 12,674,000 | 17,334,000 |
| Noninterest income | 893,000 | 1,576,000 | 2,264,000 | 3,882,000 |
| Noninterest expense | 3,402,000 | 6,985,000 | 10,961,000 | 14,795,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,179,000 | 2,354,000 | 3,452,000 | 5,748,000 |
| Income tax | 232,000 | 458,000 | 673,000 | 1,017,000 |
| Net income | 947,000 | 1,896,000 | 2,779,000 | 4,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,374,000 | 60,324,000 | 61,207,000 | 63,158,000 |
| Total capital | 63,822,000 | 64,918,000 | 65,503,000 | 67,566,000 |
| Risk-weighted assets | 380,837,000 | 386,088,000 | 394,227,000 | 379,007,000 |