Call reports 2021
FIRST FEDERAL COMMUNITY BANK, SSB — 2021
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 522,415,000 | 533,162,000 | 537,044,000 | 536,016,000 |
| Total loans | 403,528,000 | 404,879,000 | 405,873,000 | 424,910,000 |
| Allowance for loan losses | 3,951,000 | 4,082,000 | 4,213,000 | 4,350,000 |
| Securities available for sale | 11,909,000 | 15,912,000 | 22,971,000 | 30,967,000 |
| Securities held to maturity | 1,457,000 | 1,453,000 | 964,000 | 961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,252,000 | 464,886,000 | 468,743,000 | 467,431,000 |
| Interest-bearing deposits | 400,327,000 | 410,483,000 | 408,925,000 | 401,860,000 |
| Noninterest-bearing deposits | 54,925,000 | 54,402,000 | 59,817,000 | 65,571,000 |
| Equity capital | 55,640,000 | 56,637,000 | 57,869,000 | 58,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,586,000 | 9,279,000 | 14,017,000 | 18,517,000 |
| Interest expense | 890,000 | 1,711,000 | 2,425,000 | 3,074,000 |
| Net interest income | 3,696,000 | 7,568,000 | 11,592,000 | 15,443,000 |
| Noninterest income | 732,000 | 1,550,000 | 2,482,000 | 3,251,000 |
| Noninterest expense | 3,264,000 | 6,582,000 | 9,844,000 | 13,551,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,003,000 | 2,227,000 | 3,768,000 | 4,525,000 |
| Income tax | 224,000 | 463,000 | 770,000 | 1,596,000 |
| Net income | 779,000 | 1,764,000 | 2,998,000 | 2,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,391,000 | 56,374,000 | 57,606,000 | 58,428,000 |
| Total capital | 59,342,000 | 60,457,000 | 61,818,000 | 62,778,000 |
| Risk-weighted assets | 362,313,000 | 369,937,000 | 372,341,000 | 383,753,000 |