Call reports 2019
FIRST FEDERAL COMMUNITY BANK, SSB — 2019
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 441,415,000 | 447,560,000 | 447,699,000 | 446,860,000 |
| Total loans | 367,356,000 | 373,544,000 | 374,442,000 | 372,040,000 |
| Allowance for loan losses | 3,151,000 | 3,217,000 | 3,316,000 | 3,271,000 |
| Securities available for sale | 13,756,000 | 12,592,000 | 14,196,000 | 13,701,000 |
| Securities held to maturity | 1,693,000 | 1,690,000 | 1,583,000 | 1,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,207,000 | 359,573,000 | 366,176,000 | 365,924,000 |
| Interest-bearing deposits | 322,338,000 | 328,011,000 | 328,334,000 | 330,132,000 |
| Noninterest-bearing deposits | 31,870,000 | 31,562,000 | 37,842,000 | 35,792,000 |
| Equity capital | 48,812,000 | 50,073,000 | 50,895,000 | 51,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,863,000 | 9,853,000 | 14,820,000 | 19,810,000 |
| Interest expense | 1,155,000 | 2,419,000 | 3,722,000 | 5,015,000 |
| Net interest income | 3,708,000 | 7,434,000 | 11,098,000 | 14,795,000 |
| Noninterest income | 584,000 | 1,195,000 | 1,825,000 | 2,521,000 |
| Noninterest expense | 2,985,000 | 5,953,000 | 9,044,000 | 12,152,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,187,000 | 2,436,000 | 3,519,000 | 4,720,000 |
| Income tax | 247,000 | 457,000 | 741,000 | 1,155,000 |
| Net income | 940,000 | 1,979,000 | 2,778,000 | 3,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,019,000 | 50,024,000 | 50,841,000 | 51,621,000 |
| Total capital | 52,170,000 | 53,242,000 | 54,157,000 | 54,893,000 |
| Risk-weighted assets | 307,557,000 | 313,579,000 | 319,027,000 | 314,217,000 |