Call reports 2018
FIRST FEDERAL COMMUNITY BANK, SSB — 2018
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 406,175,000 | 424,459,000 | 425,300,000 | 433,637,000 |
| Total loans | 340,019,000 | 358,553,000 | 358,731,000 | 368,686,000 |
| Allowance for loan losses | 2,776,000 | 2,877,000 | 2,954,000 | 3,061,000 |
| Securities available for sale | 16,126,000 | 14,685,000 | 14,714,000 | 14,468,000 |
| Securities held to maturity | 1,805,000 | 1,802,000 | 1,699,000 | 1,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,053,000 | 337,927,000 | 345,558,000 | 347,364,000 |
| Interest-bearing deposits | 305,732,000 | 309,313,000 | 313,625,000 | 317,397,000 |
| Noninterest-bearing deposits | 28,322,000 | 28,613,000 | 31,933,000 | 29,968,000 |
| Equity capital | 44,933,000 | 45,959,000 | 46,958,000 | 47,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,364,000 | 8,851,000 | 13,476,000 | 18,230,000 |
| Interest expense | 636,000 | 1,337,000 | 2,237,000 | 3,230,000 |
| Net interest income | 3,728,000 | 7,514,000 | 11,239,000 | 15,000,000 |
| Noninterest income | 568,000 | 1,148,000 | 1,767,000 | 2,416,000 |
| Noninterest expense | 2,979,000 | 5,945,000 | 8,830,000 | 12,281,000 |
| Provision for loan losses | 90,000 | 180,000 | 300,000 | 420,000 |
| Pretax income | 1,122,000 | 2,432,000 | 3,771,000 | 4,610,000 |
| Income tax | 233,000 | 504,000 | 783,000 | 935,000 |
| Net income | 889,000 | 1,928,000 | 2,988,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,324,000 | 46,355,000 | 47,421,000 | 48,094,000 |
| Total capital | 48,100,000 | 49,232,000 | 50,375,000 | 51,155,000 |
| Risk-weighted assets | 282,270,000 | 297,265,000 | 295,571,000 | 303,764,000 |