Call reports 2017
FIRST FEDERAL COMMUNITY BANK, SSB — 2017
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 385,753,000 | 388,745,000 | 390,240,000 | 401,467,000 |
| Total loans | 310,013,000 | 318,169,000 | 313,021,000 | 333,198,000 |
| Allowance for loan losses | 2,429,000 | 2,508,000 | 2,870,000 | 2,962,000 |
| Securities available for sale | 16,608,000 | 18,176,000 | 19,550,000 | 21,120,000 |
| Securities held to maturity | 2,326,000 | 2,324,000 | 2,182,000 | 1,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,223,000 | 332,704,000 | 334,176,000 | 336,625,000 |
| Interest-bearing deposits | 297,743,000 | 304,642,000 | 305,855,000 | 309,001,000 |
| Noninterest-bearing deposits | 23,480,000 | 28,062,000 | 28,321,000 | 27,624,000 |
| Equity capital | 43,320,000 | 43,819,000 | 44,313,000 | 44,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,909,000 | 7,827,000 | 11,643,000 | 15,931,000 |
| Interest expense | 572,000 | 1,127,000 | 1,692,000 | 2,271,000 |
| Net interest income | 3,337,000 | 6,700,000 | 9,951,000 | 13,660,000 |
| Noninterest income | 532,000 | 1,060,000 | 1,594,000 | 2,480,000 |
| Noninterest expense | 3,002,000 | 6,051,000 | 8,972,000 | 12,128,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 735,000 | 1,487,000 | 2,261,000 | 3,610,000 |
| Income tax | 236,000 | 477,000 | 727,000 | 2,152,000 |
| Net income | 499,000 | 1,010,000 | 1,534,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,364,000 | 43,879,000 | 44,373,000 | 44,138,000 |
| Total capital | 45,792,000 | 46,385,000 | 47,242,000 | 47,098,000 |
| Risk-weighted assets | 277,396,000 | 276,015,000 | 270,539,000 | 281,863,000 |