Call reports 2016
FIRST FEDERAL COMMUNITY BANK, SSB — 2016
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 362,290,000 | 384,560,000 | 386,929,000 | 381,645,000 |
| Total loans | 280,580,000 | 302,930,000 | 311,366,000 | 313,513,000 |
| Allowance for loan losses | 2,781,000 | 2,375,000 | 2,381,000 | 2,378,000 |
| Securities available for sale | 24,796,000 | 23,303,000 | 21,033,000 | 19,334,000 |
| Securities held to maturity | 3,481,000 | 2,448,000 | 2,332,000 | 2,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,688,000 | 309,231,000 | 318,444,000 | 314,577,000 |
| Interest-bearing deposits | 287,212,000 | 288,013,000 | 290,794,000 | 291,985,000 |
| Noninterest-bearing deposits | 20,476,000 | 21,218,000 | 27,650,000 | 22,591,000 |
| Equity capital | 41,303,000 | 41,845,000 | 42,225,000 | 42,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,763,000 | 7,544,000 | 11,424,000 | 15,395,000 |
| Interest expense | 527,000 | 1,077,000 | 1,654,000 | 2,229,000 |
| Net interest income | 3,236,000 | 6,467,000 | 9,770,000 | 13,166,000 |
| Noninterest income | 466,000 | 975,000 | 1,457,000 | 1,964,000 |
| Noninterest expense | 2,997,000 | 6,005,000 | 8,997,000 | 11,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 666,000 | 1,246,000 | 1,882,000 | 2,828,000 |
| Income tax | 214,000 | 383,000 | 600,000 | 888,000 |
| Net income | 452,000 | 863,000 | 1,282,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,150,000 | 41,783,000 | 42,252,000 | 42,873,000 |
| Total capital | 43,931,000 | 44,158,000 | 44,633,000 | 45,251,000 |
| Risk-weighted assets | 245,718,000 | 264,807,000 | 270,077,000 | 269,900,000 |