Call reports 2014
FIRST FEDERAL COMMUNITY BANK, SSB — 2014
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 336,208,000 | 332,741,000 | 339,670,000 | 339,671,000 |
| Total loans | 239,446,000 | 242,914,000 | 247,338,000 | 253,557,000 |
| Allowance for loan losses | 3,060,000 | 3,086,000 | 3,068,000 | 3,056,000 |
| Securities available for sale | 47,206,000 | 45,868,000 | 44,302,000 | 43,423,000 |
| Securities held to maturity | 1,348,000 | 2,348,000 | 2,274,000 | 2,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,843,000 | 291,737,000 | 297,684,000 | 292,878,000 |
| Interest-bearing deposits | 282,163,000 | 275,064,000 | 278,304,000 | 275,586,000 |
| Noninterest-bearing deposits | 14,680,000 | 16,674,000 | 19,380,000 | 17,292,000 |
| Equity capital | 37,329,000 | 37,800,000 | 38,245,000 | 38,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,027,000 | 10,580,000 | 14,172,000 |
| Interest expense | 520,000 | 1,028,000 | 1,533,000 | 2,037,000 |
| Net interest income | 3,009,000 | 5,999,000 | 9,047,000 | 12,135,000 |
| Noninterest income | 448,000 | 986,000 | 1,500,000 | 1,979,000 |
| Noninterest expense | 3,108,000 | 5,952,000 | 8,818,000 | 11,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 931,000 | 1,627,000 | 2,310,000 |
| Income tax | 85,000 | 264,000 | 497,000 | 703,000 |
| Net income | 162,000 | 667,000 | 1,130,000 | 1,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,360,000 | 37,872,000 | 38,333,000 | 38,830,000 |
| Total capital | 39,946,000 | 40,463,000 | 41,014,000 | 41,540,000 |
| Risk-weighted assets | 206,434,000 | 206,707,000 | 214,124,000 | 216,664,000 |