Call reports 2013
FIRST FEDERAL COMMUNITY BANK, SSB — 2013
What FIRST FEDERAL COMMUNITY BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 338,523,000 | 331,980,000 | 332,260,000 | 331,269,000 |
| Total loans | 246,110,000 | 241,342,000 | 238,620,000 | 239,126,000 |
| Allowance for loan losses | 3,496,000 | 3,360,000 | 3,355,000 | 3,354,000 |
| Securities available for sale | 39,677,000 | 42,440,000 | 47,222,000 | 48,734,000 |
| Securities held to maturity | 1,404,000 | 1,404,000 | 1,348,000 | 1,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,306,000 | 291,876,000 | 291,064,000 | 291,741,000 |
| Interest-bearing deposits | 284,590,000 | 278,683,000 | 276,857,000 | 276,505,000 |
| Noninterest-bearing deposits | 13,715,000 | 13,193,000 | 14,207,000 | 15,237,000 |
| Equity capital | 35,563,000 | 35,747,000 | 36,487,000 | 37,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,888,000 | 7,617,000 | 11,223,000 | 14,798,000 |
| Interest expense | 659,000 | 1,275,000 | 1,872,000 | 2,431,000 |
| Net interest income | 3,229,000 | 6,342,000 | 9,351,000 | 12,367,000 |
| Noninterest income | 484,000 | 1,029,000 | 1,583,000 | 2,062,000 |
| Noninterest expense | 2,825,000 | 5,555,000 | 8,295,000 | 11,008,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 858,000 | 1,786,000 | 2,609,000 | 3,391,000 |
| Income tax | 291,000 | 599,000 | 885,000 | 1,140,000 |
| Net income | 567,000 | 1,187,000 | 1,724,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,452,000 | 35,853,000 | 36,611,000 | 37,109,000 |
| Total capital | 38,022,000 | 38,376,000 | 39,148,000 | 39,642,000 |
| Risk-weighted assets | 204,459,000 | 200,919,000 | 202,024,000 | 202,514,000 |