Call reports 2025
MERIDIAN BANK — 2025
What MERIDIAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,525,029,000 | 2,510,685,000 | 2,541,395,000 | 2,560,367,000 |
| Total loans | 2,099,721,000 | 2,152,328,000 | 2,190,862,000 | 2,204,362,000 |
| Allowance for loan losses | 20,827,000 | 20,851,000 | 21,794,000 | 21,573,000 |
| Securities available for sale | 185,221,000 | 187,902,000 | 194,268,000 | 193,457,000 |
| Securities held to maturity | 32,720,000 | 32,642,000 | 32,593,000 | 32,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,131,772,000 | 2,114,538,000 | 2,136,054,000 | 2,163,368,000 |
| Interest-bearing deposits | 1,805,257,000 | 1,873,332,000 | 1,891,502,000 | 1,912,751,000 |
| Noninterest-bearing deposits | 326,515,000 | 241,206,000 | 244,552,000 | 250,617,000 |
| Equity capital | 220,769,000 | 228,127,000 | 236,037,000 | 243,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 39,168,000 | 80,379,000 | 123,488,000 | 166,314,000 |
| Interest expense | 18,304,000 | 37,232,000 | 56,116,000 | 74,224,000 |
| Net interest income | 20,864,000 | 43,147,000 | 67,372,000 | 92,090,000 |
| Noninterest income | 7,182,000 | 18,404,000 | 28,289,000 | 38,436,000 |
| Noninterest expense | 18,466,000 | 39,467,000 | 60,614,000 | 81,883,000 |
| Provision for loan losses | 5,212,000 | 8,845,000 | 11,695,000 | 14,994,000 |
| Pretax income | 4,408,000 | 13,114,000 | 23,295,000 | 34,072,000 |
| Income tax | 1,011,000 | 3,004,000 | 5,335,000 | 7,808,000 |
| Net income | 3,397,000 | 10,110,000 | 17,960,000 | 26,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,324,000 | 232,631,000 | 238,986,000 | 246,317,000 |