Call reports 2025
NEW ERA BANK — 2025
What NEW ERA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 433,782,000 | 433,643,000 | 439,787,000 | 438,645,000 |
| Total loans | 254,465,000 | 246,358,000 | 250,599,000 | 255,689,000 |
| Allowance for loan losses | 3,132,000 | 3,765,000 | 3,776,000 | 3,785,000 |
| Securities available for sale | 105,812,000 | 104,868,000 | 113,449,000 | 119,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,177,000 | 373,228,000 | 376,891,000 | 374,308,000 |
| Interest-bearing deposits | 362,621,000 | 360,345,000 | 362,331,000 | 360,003,000 |
| Noninterest-bearing deposits | 12,556,000 | 12,883,000 | 14,560,000 | 14,305,000 |
| Equity capital | 56,902,000 | 58,850,000 | 61,210,000 | 62,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,077,000 | 10,526,000 | 16,008,000 | 21,611,000 |
| Interest expense | 1,259,000 | 2,480,000 | 3,739,000 | 4,973,000 |
| Net interest income | 3,818,000 | 8,046,000 | 12,269,000 | 16,638,000 |
| Noninterest income | 667,000 | 1,810,000 | 2,552,000 | 3,295,000 |
| Noninterest expense | 1,969,000 | 3,990,000 | 6,064,000 | 8,214,000 |
| Provision for loan losses | 616,000 | 1,231,000 | 1,247,000 | 1,263,000 |
| Pretax income | 1,900,000 | 4,635,000 | 7,510,000 | 10,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,900,000 | 4,635,000 | 7,510,000 | 10,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,377,000 | 56,060,000 | 57,883,000 | 59,077,000 |