Call reports 2024
NEW ERA BANK — 2024
What NEW ERA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 425,831,000 | 419,410,000 | 417,127,000 | 425,405,000 |
| Total loans | 258,021,000 | 259,769,000 | 262,574,000 | 262,920,000 |
| Allowance for loan losses | 2,372,000 | 2,388,000 | 2,460,000 | 2,557,000 |
| Securities available for sale | 84,324,000 | 78,515,000 | 93,280,000 | 95,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,004,000 | 365,112,000 | 360,215,000 | 367,847,000 |
| Interest-bearing deposits | 358,385,000 | 352,042,000 | 347,724,000 | 355,545,000 |
| Noninterest-bearing deposits | 14,619,000 | 13,070,000 | 12,491,000 | 12,302,000 |
| Equity capital | 50,910,000 | 52,576,000 | 55,073,000 | 55,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,482,000 | 9,316,000 | 14,293,000 | 19,443,000 |
| Interest expense | 1,115,000 | 2,351,000 | 3,674,000 | 5,000,000 |
| Net interest income | 3,367,000 | 6,965,000 | 10,619,000 | 14,443,000 |
| Noninterest income | 695,000 | 1,455,000 | 2,168,000 | 2,913,000 |
| Noninterest expense | 2,196,000 | 4,305,000 | 6,323,000 | 8,349,000 |
| Provision for loan losses | 35,000 | 80,000 | 216,000 | 683,000 |
| Pretax income | 1,831,000 | 4,035,000 | 6,248,000 | 8,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,831,000 | 4,035,000 | 6,248,000 | 8,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,523,000 | 51,689,000 | 52,855,000 | 53,879,000 |