Call reports 2023
NEW ERA BANK — 2023
What NEW ERA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 423,395,000 | 418,424,000 | 413,369,000 | 411,086,000 |
| Total loans | 245,146,000 | 249,558,000 | 251,939,000 | 254,177,000 |
| Allowance for loan losses | 2,402,000 | 2,396,000 | 2,397,000 | 2,380,000 |
| Securities available for sale | 117,267,000 | 113,770,000 | 108,120,000 | 92,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,587,000 | 370,466,000 | 364,068,000 | 358,910,000 |
| Interest-bearing deposits | 363,227,000 | 355,403,000 | 351,920,000 | 346,513,000 |
| Noninterest-bearing deposits | 13,360,000 | 15,063,000 | 12,148,000 | 12,397,000 |
| Equity capital | 45,384,000 | 46,316,000 | 47,612,000 | 50,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,572,000 | 7,412,000 | 11,448,000 | 15,772,000 |
| Interest expense | 593,000 | 1,364,000 | 2,272,000 | 3,282,000 |
| Net interest income | 2,979,000 | 6,048,000 | 9,176,000 | 12,490,000 |
| Noninterest income | 788,000 | 1,576,000 | 2,279,000 | 2,938,000 |
| Noninterest expense | 1,813,000 | 3,762,000 | 5,651,000 | 7,572,000 |
| Provision for loan losses | 4,000 | 12,000 | 20,000 | 30,000 |
| Pretax income | 1,950,000 | 3,850,000 | 5,784,000 | 7,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,950,000 | 3,850,000 | 5,784,000 | 7,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,689,000 | 48,552,000 | 49,450,000 | 50,432,000 |