Call reports 2022
NEW ERA BANK — 2022
What NEW ERA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 426,548,000 | 434,344,000 | 418,455,000 | 425,243,000 |
| Total loans | 223,953,000 | 215,858,000 | 239,419,000 | 247,714,000 |
| Allowance for loan losses | 2,935,000 | 2,325,000 | 2,313,000 | 2,304,000 |
| Securities available for sale | 109,301,000 | 117,882,000 | 122,836,000 | 117,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,015,000 | 390,051,000 | 375,081,000 | 380,216,000 |
| Interest-bearing deposits | 367,622,000 | 375,057,000 | 359,210,000 | 365,599,000 |
| Noninterest-bearing deposits | 13,393,000 | 14,994,000 | 15,872,000 | 14,617,000 |
| Equity capital | 44,281,000 | 42,964,000 | 42,077,000 | 43,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 5,204,000 | 8,409,000 | 11,866,000 |
| Interest expense | 206,000 | 407,000 | 599,000 | 930,000 |
| Net interest income | 2,277,000 | 4,797,000 | 7,810,000 | 10,936,000 |
| Noninterest income | 706,000 | 1,461,000 | 2,174,000 | 2,868,000 |
| Noninterest expense | 1,668,000 | 3,428,000 | 5,307,000 | 7,206,000 |
| Provision for loan losses | -598,000 | -1,195,000 | -1,192,000 | -1,189,000 |
| Pretax income | 1,913,000 | 4,025,000 | 5,869,000 | 7,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,913,000 | 4,025,000 | 5,869,000 | 7,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,742,000 | 44,995,000 | 45,979,000 | 46,976,000 |