Call reports 2021
NEW ERA BANK — 2021
What NEW ERA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 417,412,000 | 428,210,000 | 429,445,000 | 422,252,000 |
| Total loans | 226,754,000 | 220,735,000 | 221,083,000 | 224,219,000 |
| Allowance for loan losses | 3,551,000 | 3,554,000 | 3,548,000 | 3,542,000 |
| Securities available for sale | 84,342,000 | 98,962,000 | 97,194,000 | 108,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,691,000 | 381,672,000 | 382,272,000 | 375,623,000 |
| Interest-bearing deposits | 358,460,000 | 365,859,000 | 367,376,000 | 361,594,000 |
| Noninterest-bearing deposits | 13,231,000 | 15,813,000 | 14,896,000 | 14,029,000 |
| Equity capital | 44,400,000 | 45,203,000 | 45,777,000 | 45,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,687,000 | 5,595,000 | 8,227,000 | 10,861,000 |
| Interest expense | 320,000 | 604,000 | 857,000 | 1,077,000 |
| Net interest income | 2,367,000 | 4,991,000 | 7,370,000 | 9,784,000 |
| Noninterest income | 739,000 | 1,551,000 | 2,323,000 | 3,108,000 |
| Noninterest expense | 1,704,000 | 3,411,000 | 5,176,000 | 6,932,000 |
| Provision for loan losses | 14,000 | 17,000 | 23,000 | 27,000 |
| Pretax income | 1,388,000 | 3,114,000 | 4,494,000 | 5,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,388,000 | 3,114,000 | 4,494,000 | 5,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,544,000 | 41,588,000 | 42,110,000 | 42,690,000 |