Call reports 2020
NEW ERA BANK — 2020
What NEW ERA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 356,893,000 | 435,666,000 | 440,333,000 | 430,990,000 |
| Total loans | 246,266,000 | 250,685,000 | 244,713,000 | 230,926,000 |
| Allowance for loan losses | 2,130,000 | 2,634,000 | 3,136,000 | 3,536,000 |
| Securities available for sale | 52,068,000 | 51,376,000 | 58,155,000 | 63,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,256,000 | 391,495,000 | 394,951,000 | 385,347,000 |
| Interest-bearing deposits | 303,339,000 | 379,592,000 | 381,882,000 | 371,493,000 |
| Noninterest-bearing deposits | 10,917,000 | 11,903,000 | 13,069,000 | 13,854,000 |
| Equity capital | 41,131,000 | 42,674,000 | 43,858,000 | 44,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,669,000 | 9,657,000 | 12,479,000 |
| Interest expense | 558,000 | 1,001,000 | 1,402,000 | 1,764,000 |
| Net interest income | 2,752,000 | 5,668,000 | 8,255,000 | 10,715,000 |
| Noninterest income | 725,000 | 1,575,000 | 2,437,000 | 3,264,000 |
| Noninterest expense | 1,691,000 | 3,360,000 | 5,078,000 | 6,856,000 |
| Provision for loan losses | 40,000 | 548,000 | 1,055,000 | 1,464,000 |
| Pretax income | 1,746,000 | 3,335,000 | 4,559,000 | 5,659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,746,000 | 3,335,000 | 4,559,000 | 5,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,744,000 | 38,353,000 | 39,597,000 | 40,015,000 |