Call reports 2019
NEW ERA BANK — 2019
What NEW ERA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 357,428,000 | 360,174,000 | 350,612,000 | 356,055,000 |
| Total loans | 255,275,000 | 255,218,000 | 254,459,000 | 250,317,000 |
| Allowance for loan losses | 2,037,000 | 2,048,000 | 2,083,000 | 2,104,000 |
| Securities available for sale | 56,616,000 | 63,609,000 | 55,146,000 | 57,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,730,000 | 318,961,000 | 308,131,000 | 312,155,000 |
| Interest-bearing deposits | 307,374,000 | 307,757,000 | 296,681,000 | 302,407,000 |
| Noninterest-bearing deposits | 10,356,000 | 11,204,000 | 11,450,000 | 9,748,000 |
| Equity capital | 38,217,000 | 39,663,000 | 40,725,000 | 40,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,817,000 | 10,293,000 | 13,698,000 |
| Interest expense | 590,000 | 1,224,000 | 1,858,000 | 2,461,000 |
| Net interest income | 2,777,000 | 5,593,000 | 8,435,000 | 11,237,000 |
| Noninterest income | 703,000 | 1,458,000 | 2,306,000 | 3,070,000 |
| Noninterest expense | 1,713,000 | 3,452,000 | 5,199,000 | 6,937,000 |
| Provision for loan losses | 41,000 | 82,000 | 125,000 | 166,000 |
| Pretax income | 1,726,000 | 3,517,000 | 5,417,000 | 7,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,726,000 | 3,517,000 | 5,417,000 | 7,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,692,000 | 35,629,000 | 36,674,000 | 36,379,000 |
| Total capital | 36,729,000 | 37,677,000 | 38,757,000 | 38,483,000 |
| Risk-weighted assets | 250,415,000 | 250,611,000 | 245,602,000 | 245,580,000 |