Call reports 2018
NEW ERA BANK — 2018
What NEW ERA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 338,783,000 | 337,667,000 | 347,668,000 | 341,252,000 |
| Total loans | 233,880,000 | 246,353,000 | 260,473,000 | 254,272,000 |
| Allowance for loan losses | 1,935,000 | 1,972,000 | 1,996,000 | 2,000,000 |
| Securities available for sale | 67,888,000 | 67,833,000 | 64,648,000 | 59,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,344,000 | 299,588,000 | 294,262,000 | 300,909,000 |
| Interest-bearing deposits | 283,660,000 | 281,576,000 | 283,025,000 | 290,816,000 |
| Noninterest-bearing deposits | 17,684,000 | 18,012,000 | 11,237,000 | 10,093,000 |
| Equity capital | 35,995,000 | 36,554,000 | 37,404,000 | 37,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,916,000 | 5,947,000 | 9,214,000 | 12,546,000 |
| Interest expense | 277,000 | 571,000 | 942,000 | 1,467,000 |
| Net interest income | 2,639,000 | 5,376,000 | 8,272,000 | 11,079,000 |
| Noninterest income | 695,000 | 1,433,000 | 2,218,000 | 3,019,000 |
| Noninterest expense | 1,692,000 | 3,376,000 | 5,225,000 | 6,929,000 |
| Provision for loan losses | 41,000 | 83,000 | 125,000 | 168,000 |
| Pretax income | 1,601,000 | 3,350,000 | 5,140,000 | 7,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,601,000 | 3,350,000 | 5,140,000 | 7,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,726,000 | 33,625,000 | 34,563,000 | 34,345,000 |
| Total capital | 34,661,000 | 35,597,000 | 36,559,000 | 36,345,000 |
| Risk-weighted assets | 231,011,000 | 244,859,000 | 256,145,000 | 252,300,000 |