Call reports 2017
NEW ERA BANK — 2017
What NEW ERA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 343,298,000 | 340,201,000 | 334,001,000 | 330,449,000 |
| Total loans | 238,241,000 | 228,550,000 | 237,415,000 | 237,727,000 |
| Allowance for loan losses | 1,812,000 | 1,843,000 | 1,871,000 | 1,898,000 |
| Securities available for sale | 69,033,000 | 72,237,000 | 67,992,000 | 66,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,880,000 | 302,731,000 | 295,586,000 | 291,808,000 |
| Interest-bearing deposits | 289,516,000 | 285,049,000 | 277,283,000 | 274,056,000 |
| Noninterest-bearing deposits | 17,364,000 | 17,682,000 | 18,303,000 | 17,752,000 |
| Equity capital | 34,982,000 | 35,958,000 | 36,856,000 | 35,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,553,000 | 8,403,000 | 11,313,000 |
| Interest expense | 236,000 | 471,000 | 726,000 | 1,005,000 |
| Net interest income | 2,523,000 | 5,082,000 | 7,677,000 | 10,308,000 |
| Noninterest income | 709,000 | 1,477,000 | 2,460,000 | 3,182,000 |
| Noninterest expense | 1,691,000 | 3,367,000 | 5,103,000 | 6,852,000 |
| Provision for loan losses | 41,000 | 83,000 | 125,000 | 168,000 |
| Pretax income | 1,500,000 | 3,109,000 | 4,909,000 | 6,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,500,000 | 3,109,000 | 4,909,000 | 6,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,246,000 | 32,002,000 | 32,947,000 | 32,426,000 |
| Total capital | 33,058,000 | 33,845,000 | 34,818,000 | 34,324,000 |
| Risk-weighted assets | 225,351,000 | 215,517,000 | 228,589,000 | 235,837,000 |