Call reports 2016
NEW ERA BANK — 2016
What NEW ERA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 335,644,000 | 335,333,000 | 334,769,000 | 340,825,000 |
| Total loans | 220,159,000 | 226,702,000 | 238,848,000 | 237,815,000 |
| Allowance for loan losses | 1,697,000 | 1,731,000 | 1,748,000 | 1,771,000 |
| Securities available for sale | 84,310,000 | 76,056,000 | 72,945,000 | 67,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,077,000 | 299,047,000 | 295,423,000 | 295,694,000 |
| Interest-bearing deposits | 284,843,000 | 281,655,000 | 278,150,000 | 278,583,000 |
| Noninterest-bearing deposits | 15,234,000 | 17,392,000 | 17,273,000 | 17,111,000 |
| Equity capital | 34,123,000 | 34,761,000 | 35,265,000 | 34,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,285,000 | 7,972,000 | 10,943,000 |
| Interest expense | 214,000 | 430,000 | 643,000 | 870,000 |
| Net interest income | 2,391,000 | 4,855,000 | 7,329,000 | 10,073,000 |
| Noninterest income | 671,000 | 1,375,000 | 2,142,000 | 2,902,000 |
| Noninterest expense | 1,692,000 | 3,390,000 | 5,125,000 | 6,901,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 1,328,000 | 2,756,000 | 4,236,000 | 5,922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,328,000 | 2,756,000 | 4,236,000 | 5,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,760,000 | 30,327,000 | 30,946,000 | 30,896,000 |
| Total capital | 31,457,000 | 32,058,000 | 32,694,000 | 32,667,000 |
| Risk-weighted assets | 215,198,000 | 211,730,000 | 222,522,000 | 226,468,000 |