Call reports 2014
NEW ERA BANK — 2014
What NEW ERA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 271,038,000 | 268,953,000 | 324,377,000 | 320,687,000 |
| Total loans | 177,750,000 | 177,942,000 | 187,666,000 | 187,902,000 |
| Allowance for loan losses | 1,694,000 | 1,681,000 | 1,664,000 | 1,519,000 |
| Securities available for sale | 60,691,000 | 65,320,000 | 85,447,000 | 95,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,775,000 | 234,213,000 | 289,292,000 | 285,393,000 |
| Interest-bearing deposits | 225,878,000 | 221,704,000 | 273,771,000 | 268,383,000 |
| Noninterest-bearing deposits | 10,897,000 | 12,509,000 | 15,521,000 | 17,010,000 |
| Equity capital | 32,876,000 | 33,288,000 | 33,539,000 | 32,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,484,000 | 6,866,000 | 9,308,000 |
| Interest expense | 236,000 | 456,000 | 680,000 | 898,000 |
| Net interest income | 1,983,000 | 4,028,000 | 6,186,000 | 8,410,000 |
| Noninterest income | 505,000 | 1,058,000 | 1,787,000 | 2,504,000 |
| Noninterest expense | 1,233,000 | 2,467,000 | 4,251,000 | 5,971,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 131,000 |
| Pretax income | 1,254,000 | 2,617,000 | 3,718,000 | 4,812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,254,000 | 2,617,000 | 3,718,000 | 4,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,804,000 | 30,291,000 | 28,427,000 | 29,220,000 |
| Total capital | 31,498,000 | 31,972,000 | 30,091,000 | 30,739,000 |
| Risk-weighted assets | 162,105,000 | 166,745,000 | 176,799,000 | 183,661,000 |