Call reports 2013
NEW ERA BANK — 2013
What NEW ERA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 265,768,000 | 265,719,000 | 264,430,000 | 262,995,000 |
| Total loans | 177,972,000 | 172,639,000 | 180,882,000 | 178,283,000 |
| Allowance for loan losses | 1,735,000 | 1,729,000 | 1,729,000 | 1,698,000 |
| Securities available for sale | 53,445,000 | 54,299,000 | 61,154,000 | 60,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,477,000 | 231,209,000 | 229,046,000 | 227,115,000 |
| Interest-bearing deposits | 216,976,000 | 215,962,000 | 213,694,000 | 216,779,000 |
| Noninterest-bearing deposits | 14,501,000 | 15,247,000 | 15,352,000 | 10,336,000 |
| Equity capital | 33,045,000 | 33,149,000 | 33,785,000 | 32,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,758,000 | 7,071,000 | 9,372,000 |
| Interest expense | 318,000 | 587,000 | 844,000 | 1,092,000 |
| Net interest income | 2,117,000 | 4,171,000 | 6,227,000 | 8,280,000 |
| Noninterest income | 568,000 | 1,155,000 | 1,650,000 | 2,179,000 |
| Noninterest expense | 1,137,000 | 2,323,000 | 3,485,000 | 4,697,000 |
| Provision for loan losses | 3,000 | 7,000 | 12,000 | 14,000 |
| Pretax income | 1,545,000 | 2,996,000 | 4,380,000 | 5,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,545,000 | 2,996,000 | 4,380,000 | 5,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,781,000 | 30,356,000 | 30,864,000 | 29,953,000 |
| Total capital | 31,516,000 | 32,085,000 | 32,593,000 | 31,651,000 |
| Risk-weighted assets | 165,438,000 | 161,348,000 | 168,165,000 | 165,035,000 |