Call reports 2012
NEW ERA BANK — 2012
What NEW ERA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 282,985,000 | 273,519,000 | 273,864,000 | 267,676,000 |
| Total loans | 193,577,000 | 187,330,000 | 182,180,000 | 181,846,000 |
| Allowance for loan losses | 1,821,000 | 1,736,000 | 1,735,000 | 1,736,000 |
| Securities available for sale | 40,688,000 | 49,274,000 | 42,922,000 | 43,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,050,000 | 238,760,000 | 238,018,000 | 231,391,000 |
| Interest-bearing deposits | 232,548,000 | 225,295,000 | 227,483,000 | 218,476,000 |
| Noninterest-bearing deposits | 11,502,000 | 13,465,000 | 10,535,000 | 12,915,000 |
| Equity capital | 32,716,000 | 33,502,000 | 34,499,000 | 33,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,568,000 | 8,232,000 | 10,772,000 |
| Interest expense | 574,000 | 1,099,000 | 1,542,000 | 1,909,000 |
| Net interest income | 2,262,000 | 4,469,000 | 6,690,000 | 8,863,000 |
| Noninterest income | 639,000 | 1,296,000 | 2,002,000 | 2,619,000 |
| Noninterest expense | 1,126,000 | 2,305,000 | 3,450,000 | 4,743,000 |
| Provision for loan losses | 4,000 | 33,000 | 37,000 | 41,000 |
| Pretax income | 1,771,000 | 3,427,000 | 5,205,000 | 6,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,771,000 | 3,427,000 | 5,205,000 | 6,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,444,000 | 30,223,000 | 31,125,000 | 30,164,000 |
| Total capital | 31,265,000 | 31,959,000 | 32,860,000 | 31,900,000 |
| Risk-weighted assets | 175,148,000 | 172,796,000 | 169,445,000 | 164,976,000 |