Call reports 2011
NEW ERA BANK — 2011
What NEW ERA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 284,591,000 | 281,284,000 | 273,970,000 | 278,818,000 |
| Total loans | 205,067,000 | 200,058,000 | 196,212,000 | 194,253,000 |
| Allowance for loan losses | 1,717,000 | 1,704,000 | 1,746,000 | 1,817,000 |
| Securities available for sale | 45,405,000 | 40,555,000 | 39,108,000 | 44,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,235,000 | 239,649,000 | 233,887,000 | 238,191,000 |
| Interest-bearing deposits | 230,863,000 | 226,625,000 | 223,846,000 | 228,414,000 |
| Noninterest-bearing deposits | 13,372,000 | 13,024,000 | 10,041,000 | 9,777,000 |
| Equity capital | 32,134,000 | 32,980,000 | 33,814,000 | 32,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,068,000 | 6,134,000 | 9,134,000 | 12,025,000 |
| Interest expense | 755,000 | 1,454,000 | 2,105,000 | 2,724,000 |
| Net interest income | 2,313,000 | 4,680,000 | 7,029,000 | 9,301,000 |
| Noninterest income | 446,000 | 922,000 | 1,490,000 | 2,021,000 |
| Noninterest expense | 1,244,000 | 2,388,000 | 3,562,000 | 4,732,000 |
| Provision for loan losses | 55,000 | 60,000 | 165,000 | 419,000 |
| Pretax income | 1,460,000 | 3,154,000 | 4,792,000 | 6,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,460,000 | 3,154,000 | 4,792,000 | 6,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,921,000 | 29,738,000 | 30,500,000 | 29,600,000 |
| Total capital | 30,638,000 | 31,442,000 | 32,246,000 | 31,417,000 |
| Risk-weighted assets | 183,998,000 | 180,475,000 | 177,217,000 | 175,406,000 |