Call reports 2010
NEW ERA BANK — 2010
What NEW ERA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 273,001,000 | 270,617,000 | 273,028,000 | 283,077,000 |
| Total loans | 202,325,000 | 203,711,000 | 208,520,000 | 206,339,000 |
| Allowance for loan losses | 1,443,000 | 1,515,000 | 1,561,000 | 1,658,000 |
| Securities available for sale | 47,536,000 | 40,140,000 | 40,841,000 | 52,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,931,000 | 230,384,000 | 231,677,000 | 241,179,000 |
| Interest-bearing deposits | 227,108,000 | 219,499,000 | 221,049,000 | 231,299,000 |
| Noninterest-bearing deposits | 6,823,000 | 10,885,000 | 10,628,000 | 9,880,000 |
| Equity capital | 31,566,000 | 32,323,000 | 33,337,000 | 32,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,264,000 | 6,550,000 | 9,819,000 | 13,039,000 |
| Interest expense | 926,000 | 1,778,000 | 2,615,000 | 3,436,000 |
| Net interest income | 2,338,000 | 4,772,000 | 7,204,000 | 9,603,000 |
| Noninterest income | 446,000 | 1,022,000 | 1,614,000 | 2,235,000 |
| Noninterest expense | 1,115,000 | 2,254,000 | 3,400,000 | 4,632,000 |
| Provision for loan losses | 38,000 | 115,000 | 272,000 | 428,000 |
| Pretax income | 1,631,000 | 3,425,000 | 5,146,000 | 6,778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,631,000 | 3,425,000 | 5,146,000 | 6,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,274,000 | 29,191,000 | 30,036,000 | 29,389,000 |
| Total capital | 29,717,000 | 30,706,000 | 31,597,000 | 31,047,000 |
| Risk-weighted assets | 181,381,000 | 182,759,000 | 184,225,000 | 185,566,000 |