Call reports 2009
NEW ERA BANK — 2009
What NEW ERA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 265,484,000 | 283,307,000 | 273,897,000 | 293,304,000 |
| Total loans | 196,288,000 | 194,156,000 | 194,809,000 | 200,046,000 |
| Allowance for loan losses | 1,327,000 | 1,348,000 | 1,377,000 | 1,404,000 |
| Securities available for sale | 37,008,000 | 45,044,000 | 48,474,000 | 61,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,900,000 | 244,591,000 | 234,144,000 | 252,579,000 |
| Interest-bearing deposits | 219,385,000 | 234,463,000 | 224,772,000 | 242,656,000 |
| Noninterest-bearing deposits | 8,515,000 | 10,128,000 | 9,372,000 | 9,923,000 |
| Equity capital | 30,787,000 | 31,233,000 | 32,235,000 | 31,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,556,000 | 9,822,000 | 13,139,000 |
| Interest expense | 1,306,000 | 2,472,000 | 3,556,000 | 4,581,000 |
| Net interest income | 2,012,000 | 4,084,000 | 6,266,000 | 8,558,000 |
| Noninterest income | 614,000 | 1,210,000 | 1,719,000 | 2,273,000 |
| Noninterest expense | 1,062,000 | 2,275,000 | 3,411,000 | 4,588,000 |
| Provision for loan losses | 8,000 | 32,000 | 127,000 | 166,000 |
| Pretax income | 1,556,000 | 2,987,000 | 4,447,000 | 6,077,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,556,000 | 2,987,000 | 4,447,000 | 6,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,730,000 | 28,284,000 | 28,868,000 | 28,220,000 |
| Total capital | 29,057,000 | 29,632,000 | 30,245,000 | 29,624,000 |
| Risk-weighted assets | 170,496,000 | 173,482,000 | 173,260,000 | 183,561,000 |