Call reports 2007
NEW ERA BANK — 2007
What NEW ERA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 239,900,000 | 239,966,000 | 246,414,000 | 257,091,000 |
| Total loans | 190,953,000 | 196,037,000 | 197,673,000 | 201,381,000 |
| Allowance for loan losses | 1,218,000 | 1,213,000 | 1,251,000 | 1,296,000 |
| Securities available for sale | 26,321,000 | 25,291,000 | 24,412,000 | 35,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,578,000 | 193,773,000 | 199,107,000 | 208,808,000 |
| Interest-bearing deposits | 183,965,000 | 180,416,000 | 178,267,000 | 188,468,000 |
| Noninterest-bearing deposits | 9,613,000 | 13,357,000 | 20,840,000 | 20,340,000 |
| Equity capital | 29,299,000 | 30,045,000 | 31,049,000 | 31,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,656,000 | 7,410,000 | 11,287,000 | 15,225,000 |
| Interest expense | 1,588,000 | 3,270,000 | 5,015,000 | 6,790,000 |
| Net interest income | 2,068,000 | 4,140,000 | 6,272,000 | 8,435,000 |
| Noninterest income | 444,000 | 927,000 | 1,412,000 | 1,966,000 |
| Noninterest expense | 1,059,000 | 2,130,000 | 3,145,000 | 4,241,000 |
| Provision for loan losses | 26,000 | 51,000 | 89,000 | 139,000 |
| Pretax income | 1,427,000 | 2,886,000 | 4,450,000 | 6,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,427,000 | 2,886,000 | 4,450,000 | 6,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,469,000 | 27,227,000 | 28,090,000 | 28,961,000 |
| Total capital | 27,687,000 | 28,440,000 | 29,341,000 | 30,257,000 |
| Risk-weighted assets | 159,538,000 | 165,589,000 | 166,784,000 | 171,570,000 |