Call reports 2006
NEW ERA BANK — 2006
What NEW ERA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 225,620,000 | 225,839,000 | 225,345,000 | 240,974,000 |
| Total loans | 173,788,000 | 179,708,000 | 183,890,000 | 191,116,000 |
| Allowance for loan losses | 1,166,000 | 1,176,000 | 1,202,000 | 1,189,000 |
| Securities available for sale | 28,507,000 | 25,855,000 | 24,915,000 | 32,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,549,000 | 180,030,000 | 176,269,000 | 189,475,000 |
| Interest-bearing deposits | 157,175,000 | 157,472,000 | 165,710,000 | 179,275,000 |
| Noninterest-bearing deposits | 23,374,000 | 22,558,000 | 10,559,000 | 10,200,000 |
| Equity capital | 28,352,000 | 28,981,000 | 29,850,000 | 30,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,053,000 | 6,278,000 | 9,657,000 | 13,186,000 |
| Interest expense | 1,155,000 | 2,383,000 | 3,713,000 | 5,167,000 |
| Net interest income | 1,898,000 | 3,895,000 | 5,944,000 | 8,019,000 |
| Noninterest income | 371,000 | 786,000 | 1,211,000 | 1,631,000 |
| Noninterest expense | 994,000 | 1,978,000 | 3,006,000 | 4,075,000 |
| Provision for loan losses | 41,000 | 74,000 | 107,000 | 119,000 |
| Pretax income | 1,234,000 | 2,626,000 | 4,039,000 | 5,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,234,000 | 2,626,000 | 4,039,000 | 5,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,731,000 | 26,422,000 | 27,133,000 | 27,847,000 |
| Total capital | 26,897,000 | 27,598,000 | 28,335,000 | 29,036,000 |
| Risk-weighted assets | 144,881,000 | 150,216,000 | 152,897,000 | 159,863,000 |