Call reports 2002
NEW ERA BANK — 2002
What NEW ERA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 207,192,000 | 209,073,000 | 207,017,000 | 214,625,000 |
| Total loans | 131,972,000 | 135,425,000 | 139,364,000 | 142,384,000 |
| Allowance for loan losses | 1,112,000 | 1,123,000 | 1,129,000 | 1,133,000 |
| Securities available for sale | 38,932,000 | 37,560,000 | 41,986,000 | 53,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,640,000 | 179,307,000 | 176,209,000 | 183,590,000 |
| Interest-bearing deposits | 162,046,000 | 163,032,000 | 159,618,000 | 167,329,000 |
| Noninterest-bearing deposits | 15,594,000 | 16,275,000 | 16,591,000 | 16,261,000 |
| Equity capital | 24,517,000 | 24,829,000 | 25,778,000 | 26,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 5,909,000 | 8,898,000 | 11,808,000 |
| Interest expense | 1,469,000 | 2,864,000 | 4,170,000 | 5,352,000 |
| Net interest income | 1,486,000 | 3,045,000 | 4,728,000 | 6,456,000 |
| Noninterest income | 223,000 | 474,000 | 729,000 | 996,000 |
| Noninterest expense | 894,000 | 1,836,000 | 2,753,000 | 3,723,000 |
| Provision for loan losses | 13,000 | 26,000 | 32,000 | 35,000 |
| Pretax income | 803,000 | 1,658,000 | 2,673,000 | 3,701,000 |
| Income tax | 210,000 | 425,000 | 685,000 | 955,000 |
| Net income | 593,000 | 1,233,000 | 1,988,000 | 2,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,316,000 | 21,459,000 | 22,256,000 | 22,513,000 |
| Total capital | 22,428,000 | 22,582,000 | 23,385,000 | 23,646,000 |
| Risk-weighted assets | 112,454,000 | 115,986,000 | 118,603,000 | 121,893,000 |