Call reports 2001
NEW ERA BANK — 2001
What NEW ERA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 180,729,000 | 183,973,000 | 187,983,000 | 207,563,000 |
| Total loans | 131,143,000 | 131,660,000 | 135,196,000 | 134,646,000 |
| Allowance for loan losses | 1,101,000 | 1,103,000 | 1,092,000 | 1,100,000 |
| Securities available for sale | 22,712,000 | 31,269,000 | 29,394,000 | 42,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,116,000 | 156,431,000 | 159,368,000 | 179,472,000 |
| Interest-bearing deposits | 139,040,000 | 143,266,000 | 146,345,000 | 165,672,000 |
| Noninterest-bearing deposits | 14,076,000 | 13,165,000 | 13,023,000 | 13,800,000 |
| Equity capital | 23,211,000 | 23,308,000 | 24,155,000 | 24,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,177,000 | 6,398,000 | 9,564,000 | 12,674,000 |
| Interest expense | 1,688,000 | 3,324,000 | 4,923,000 | 6,488,000 |
| Net interest income | 1,489,000 | 3,074,000 | 4,641,000 | 6,186,000 |
| Noninterest income | 214,000 | 426,000 | 668,000 | 907,000 |
| Noninterest expense | 896,000 | 1,805,000 | 2,680,000 | 3,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 807,000 | 1,696,000 | 2,630,000 | 3,510,000 |
| Income tax | 245,000 | 515,000 | 794,000 | 1,055,000 |
| Net income | 562,000 | 1,181,000 | 1,836,000 | 2,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,623,000 | 19,792,000 | 20,512,000 | 20,682,000 |
| Total capital | 20,724,000 | 20,895,000 | 21,604,000 | 21,782,000 |
| Risk-weighted assets | 107,910,000 | 108,465,000 | 110,603,000 | 112,348,000 |