Call reports 2010
TRUST COMPANY, THE — 2010
What TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,112,000 | 76,424,000 | 73,235,000 | 78,364,000 |
| Total loans | 52,645,000 | 50,724,000 | 47,347,000 | 46,625,000 |
| Allowance for loan losses | 295,000 | 325,000 | 355,000 | 385,000 |
| Securities available for sale | 2,383,000 | 2,861,000 | 2,845,000 | 2,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,799,000 | 68,162,000 | 64,957,000 | 69,796,000 |
| Interest-bearing deposits | 47,133,000 | 54,270,000 | 52,102,000 | 59,901,000 |
| Noninterest-bearing deposits | 10,666,000 | 13,892,000 | 12,855,000 | 9,895,000 |
| Equity capital | 7,449,000 | 7,447,000 | 7,475,000 | 7,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,417,000 | 2,093,000 | 2,770,000 |
| Interest expense | 149,000 | 295,000 | 439,000 | 561,000 |
| Net interest income | 556,000 | 1,122,000 | 1,654,000 | 2,209,000 |
| Noninterest income | 1,008,000 | 1,985,000 | 2,974,000 | 3,956,000 |
| Noninterest expense | 1,498,000 | 2,983,000 | 4,451,000 | 6,789,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 164,000 | 192,000 | 215,000 | -616,000 |
| Income tax | 62,000 | 78,000 | 92,000 | -163,000 |
| Net income | 102,000 | 114,000 | 123,000 | -453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,444,000 | 7,457,000 | 7,466,000 | 7,582,000 |
| Total capital | 7,739,000 | 7,782,000 | 7,821,000 | 7,967,000 |
| Risk-weighted assets | 54,867,000 | 56,287,000 | 51,617,000 | 49,200,000 |