Call reports 2009
TRUST COMPANY, THE — 2009
What TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,160,000 | 57,206,000 | 64,750,000 | 68,345,000 |
| Total loans | 31,214,000 | 37,228,000 | 45,733,000 | 48,761,000 |
| Allowance for loan losses | 83,000 | 100,000 | 180,000 | 265,000 |
| Securities available for sale | 6,595,000 | 7,585,000 | 6,615,000 | 5,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,769,000 | 48,070,000 | 55,773,000 | 59,911,000 |
| Interest-bearing deposits | 32,320,000 | 42,368,000 | 42,807,000 | 49,561,000 |
| Noninterest-bearing deposits | 3,449,000 | 5,702,000 | 12,966,000 | 10,350,000 |
| Equity capital | 7,912,000 | 8,456,000 | 8,410,000 | 7,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 866,000 | 1,476,000 | 2,157,000 |
| Interest expense | 119,000 | 261,000 | 425,000 | 597,000 |
| Net interest income | 282,000 | 605,000 | 1,051,000 | 1,560,000 |
| Noninterest income | 1,014,000 | 3,218,000 | 4,248,000 | 5,070,000 |
| Noninterest expense | 1,376,000 | 3,141,000 | 4,661,000 | 7,454,000 |
| Provision for loan losses | 17,000 | 34,000 | 114,000 | 199,000 |
| Pretax income | -97,000 | 648,000 | 524,000 | -1,023,000 |
| Income tax | -25,000 | 246,000 | 205,000 | -260,000 |
| Net income | -72,000 | 402,000 | 319,000 | -763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,650,000 | 8,416,000 | 8,333,000 | 7,342,000 |
| Total capital | 7,733,000 | 8,516,000 | 8,513,000 | 7,607,000 |
| Risk-weighted assets | 33,974,000 | 41,502,000 | 49,167,000 | 51,632,000 |