Call reports 2025
COMMUNITY FIRST BANK — 2025
What COMMUNITY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 249,227,000 | 248,723,000 | 249,010,000 | 266,831,000 |
| Total loans | 205,331,000 | 203,786,000 | 201,544,000 | 208,350,000 |
| Allowance for loan losses | 3,613,000 | 4,061,000 | 4,002,000 | 3,878,000 |
| Securities available for sale | 21,599,000 | 20,964,000 | 18,966,000 | 19,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,084,000 | 224,513,000 | 223,739,000 | 244,028,000 |
| Interest-bearing deposits | 181,242,000 | 180,039,000 | 179,034,000 | 195,132,000 |
| Noninterest-bearing deposits | 44,842,000 | 44,474,000 | 44,705,000 | 48,896,000 |
| Equity capital | 22,059,000 | 22,988,000 | 23,953,000 | 21,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,744,000 | 7,579,000 | 11,498,000 | 15,477,000 |
| Interest expense | 1,010,000 | 2,025,000 | 3,054,000 | 4,088,000 |
| Net interest income | 2,734,000 | 5,554,000 | 8,444,000 | 11,389,000 |
| Noninterest income | 211,000 | 437,000 | 665,000 | 898,000 |
| Noninterest expense | 1,394,000 | 2,803,000 | 4,229,000 | 5,658,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,476,000 | 3,113,000 | 4,805,000 | 6,554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,476,000 | 3,113,000 | 4,805,000 | 6,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,899,000 | 22,718,000 | 23,552,000 | 21,089,000 |
| Total capital | 24,275,000 | 25,102,000 | 25,904,000 | 23,527,000 |
| Risk-weighted assets | 188,889,000 | 189,026,000 | 186,518,000 | 193,634,000 |