Call reports 2024
COMMUNITY FIRST BANK — 2024
What COMMUNITY FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 249,832,000 | 251,386,000 | 242,193,000 | 250,577,000 |
| Total loans | 197,428,000 | 197,117,000 | 198,998,000 | 204,302,000 |
| Allowance for loan losses | 3,275,000 | 3,536,000 | 3,471,000 | 3,526,000 |
| Securities available for sale | 28,862,000 | 26,200,000 | 21,498,000 | 21,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,769,000 | 223,010,000 | 217,530,000 | 228,150,000 |
| Interest-bearing deposits | 176,770,000 | 176,188,000 | 173,700,000 | 183,458,000 |
| Noninterest-bearing deposits | 45,999,000 | 46,822,000 | 43,830,000 | 44,692,000 |
| Equity capital | 21,210,000 | 22,176,000 | 23,354,000 | 21,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 7,211,000 | 10,903,000 | 14,640,000 |
| Interest expense | 1,056,000 | 2,048,000 | 3,144,000 | 4,196,000 |
| Net interest income | 2,439,000 | 5,163,000 | 7,759,000 | 10,444,000 |
| Noninterest income | 286,000 | 515,000 | 761,000 | 975,000 |
| Noninterest expense | 1,342,000 | 2,656,000 | 3,985,000 | 5,301,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,308,000 | 2,947,000 | 4,460,000 | 6,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,308,000 | 2,947,000 | 4,460,000 | 6,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,658,000 | 22,526,000 | 23,190,000 | 21,243,000 |
| Total capital | 23,986,000 | 24,811,000 | 25,505,000 | 23,621,000 |
| Risk-weighted assets | 185,274,000 | 181,550,000 | 184,047,000 | 189,088,000 |