Call reports 2023
COMMUNITY FIRST BANK — 2023
What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 242,756,000 | 238,928,000 | 242,185,000 | 252,835,000 |
| Total loans | 182,782,000 | 182,653,000 | 188,819,000 | 197,830,000 |
| Allowance for loan losses | 3,154,000 | 2,963,000 | 3,034,000 | 3,223,000 |
| Securities available for sale | 34,492,000 | 34,011,000 | 33,626,000 | 33,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,323,000 | 208,416,000 | 209,141,000 | 220,307,000 |
| Interest-bearing deposits | 166,767,000 | 157,346,000 | 155,860,000 | 173,291,000 |
| Noninterest-bearing deposits | 53,556,000 | 51,070,000 | 53,281,000 | 47,016,000 |
| Equity capital | 21,845,000 | 22,340,000 | 22,699,000 | 20,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,875,000 | 5,775,000 | 8,861,000 | 12,137,000 |
| Interest expense | 153,000 | 473,000 | 1,034,000 | 1,772,000 |
| Net interest income | 2,722,000 | 5,302,000 | 7,827,000 | 10,365,000 |
| Noninterest income | 223,000 | 445,000 | 667,000 | 879,000 |
| Noninterest expense | 1,270,000 | 2,441,000 | 3,712,000 | 4,977,000 |
| Provision for loan losses | 70,000 | 145,000 | 235,000 | 395,000 |
| Pretax income | 1,600,000 | 3,141,000 | 4,527,000 | 5,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,600,000 | 3,141,000 | 4,527,000 | 5,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,479,000 | 23,232,000 | 23,790,000 | 21,120,000 |
| Total capital | 24,648,000 | 25,387,000 | 26,047,000 | 23,476,000 |
| Risk-weighted assets | 172,586,000 | 171,607,000 | 179,809,000 | 187,617,000 |