Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 267,486,000 | 267,811,000 | 259,175,000 | 255,402,000 |
| Total loans | 167,376,000 | 162,525,000 | 168,997,000 | 176,048,000 |
| Allowance for loan losses | 3,059,000 | 3,079,000 | 2,951,000 | 3,071,000 |
| Securities available for sale | 23,386,000 | 34,558,000 | 34,296,000 | 34,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,179,000 | 245,473,000 | 236,841,000 | 234,205,000 |
| Interest-bearing deposits | 197,938,000 | 191,244,000 | 181,058,000 | 183,282,000 |
| Noninterest-bearing deposits | 47,241,000 | 54,229,000 | 55,783,000 | 50,923,000 |
| Equity capital | 21,883,000 | 21,834,000 | 21,682,000 | 20,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,536,000 | 7,244,000 | 10,108,000 |
| Interest expense | 239,000 | 463,000 | 658,000 | 805,000 |
| Net interest income | 1,936,000 | 4,073,000 | 6,586,000 | 9,303,000 |
| Noninterest income | 205,000 | 435,000 | 669,000 | 898,000 |
| Noninterest expense | 1,195,000 | 2,406,000 | 3,637,000 | 4,887,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 150,000 |
| Pretax income | 901,000 | 2,057,000 | 3,573,000 | 5,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 901,000 | 2,057,000 | 3,573,000 | 5,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,402,000 | 21,989,000 | 22,931,000 | 21,508,000 |
| Total capital | 23,368,000 | 23,917,000 | 24,939,000 | 23,604,000 |
| Risk-weighted assets | 156,223,000 | 153,126,000 | 159,770,000 | 166,775,000 |