Call reports 2021
COMMUNITY FIRST BANK — 2021
What COMMUNITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 217,234,000 | 258,655,000 | 255,884,000 | 268,888,000 |
| Total loans | 145,595,000 | 160,401,000 | 159,972,000 | 168,590,000 |
| Allowance for loan losses | 2,692,000 | 2,898,000 | 2,989,000 | 3,007,000 |
| Securities available for sale | 16,805,000 | 16,372,000 | 24,304,000 | 23,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,693,000 | 236,259,000 | 233,316,000 | 246,199,000 |
| Interest-bearing deposits | 161,921,000 | 188,932,000 | 188,197,000 | 201,643,000 |
| Noninterest-bearing deposits | 37,772,000 | 47,327,000 | 45,119,000 | 44,556,000 |
| Equity capital | 17,065,000 | 21,834,000 | 22,034,000 | 22,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,549,000 | 6,764,000 | 8,957,000 |
| Interest expense | 337,000 | 673,000 | 940,000 | 1,199,000 |
| Net interest income | 1,759,000 | 3,876,000 | 5,824,000 | 7,758,000 |
| Noninterest income | 150,000 | 339,000 | 547,000 | 769,000 |
| Noninterest expense | 1,062,000 | 2,302,000 | 3,487,000 | 4,681,000 |
| Provision for loan losses | 110,000 | 275,000 | 365,000 | 395,000 |
| Pretax income | 737,000 | 1,638,000 | 2,519,000 | 3,451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 737,000 | 1,638,000 | 2,519,000 | 3,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,490,000 | 20,401,000 | 20,733,000 | 21,062,000 |
| Total capital | 18,140,000 | 22,181,000 | 22,561,000 | 23,027,000 |
| Risk-weighted assets | 131,008,000 | 141,311,000 | 145,157,000 | 156,207,000 |