Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 178,473,000 | 206,866,000 | 204,455,000 | 212,877,000 |
| Total loans | 147,161,000 | 151,216,000 | 147,844,000 | 146,400,000 |
| Allowance for loan losses | 2,340,000 | 2,499,000 | 2,591,000 | 2,587,000 |
| Securities available for sale | 7,563,000 | 7,432,000 | 7,234,000 | 17,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,027,000 | 186,965,000 | 184,155,000 | 195,185,000 |
| Interest-bearing deposits | 135,981,000 | 156,353,000 | 151,867,000 | 161,724,000 |
| Noninterest-bearing deposits | 23,045,000 | 30,613,000 | 32,288,000 | 33,461,000 |
| Equity capital | 16,401,000 | 16,840,000 | 17,209,000 | 17,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,451,000 | 6,546,000 | 8,524,000 |
| Interest expense | 401,000 | 798,000 | 1,174,000 | 1,534,000 |
| Net interest income | 1,757,000 | 3,653,000 | 5,372,000 | 6,990,000 |
| Noninterest income | 159,000 | 306,000 | 462,000 | 621,000 |
| Noninterest expense | 954,000 | 1,952,000 | 2,886,000 | 3,990,000 |
| Provision for loan losses | 150,000 | 300,000 | 390,000 | 410,000 |
| Pretax income | 812,000 | 1,707,000 | 2,558,000 | 3,211,000 |
| Income tax | 0 | -6,000 | -6,000 | -6,000 |
| Net income | 812,000 | 1,713,000 | 2,564,000 | 3,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,768,000 | 16,189,000 | 16,563,000 | 16,688,000 |
| Total capital | 17,485,000 | 17,908,000 | 18,265,000 | 18,369,000 |
| Risk-weighted assets | 136,746,000 | 136,723,000 | 135,245,000 | 133,593,000 |