Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 172,777,000 | 171,577,000 | 172,943,000 | 179,162,000 |
| Total loans | 143,776,000 | 145,528,000 | 145,423,000 | 144,543,000 |
| Allowance for loan losses | 2,188,000 | 2,278,000 | 2,010,000 | 2,194,000 |
| Securities available for sale | 16,907,000 | 10,024,000 | 9,830,000 | 9,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,537,000 | 154,863,000 | 154,151,000 | 160,995,000 |
| Interest-bearing deposits | 132,196,000 | 132,535,000 | 131,602,000 | 137,468,000 |
| Noninterest-bearing deposits | 24,341,000 | 22,328,000 | 22,549,000 | 23,527,000 |
| Equity capital | 15,854,000 | 16,285,000 | 16,641,000 | 15,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,160,000 | 6,318,000 | 8,451,000 |
| Interest expense | 267,000 | 546,000 | 896,000 | 1,263,000 |
| Net interest income | 1,798,000 | 3,614,000 | 5,422,000 | 7,188,000 |
| Noninterest income | 236,000 | 415,000 | 593,000 | 782,000 |
| Noninterest expense | 1,032,000 | 2,075,000 | 3,120,000 | 4,481,000 |
| Provision for loan losses | 225,000 | 330,000 | 435,000 | 600,000 |
| Pretax income | 777,000 | 1,624,000 | 2,460,000 | 2,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 777,000 | 1,624,000 | 2,460,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,430,000 | 15,761,000 | 16,094,000 | 15,445,000 |
| Total capital | 17,054,000 | 17,421,000 | 17,754,000 | 17,117,000 |
| Risk-weighted assets | 129,404,000 | 132,125,000 | 132,479,000 | 133,252,000 |