Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 168,995,000 | 169,751,000 | 171,606,000 | 180,413,000 |
| Total loans | 139,105,000 | 139,941,000 | 142,249,000 | 143,398,000 |
| Allowance for loan losses | 2,208,000 | 2,320,000 | 1,902,000 | 1,968,000 |
| Securities available for sale | 13,187,000 | 11,660,000 | 11,346,000 | 17,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,863,000 | 152,340,000 | 155,939,000 | 164,624,000 |
| Interest-bearing deposits | 128,356,000 | 130,026,000 | 133,963,000 | 140,149,000 |
| Noninterest-bearing deposits | 23,507,000 | 22,314,000 | 21,976,000 | 24,475,000 |
| Equity capital | 14,833,000 | 15,039,000 | 15,187,000 | 15,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,721,000 | 5,671,000 | 7,704,000 |
| Interest expense | 190,000 | 392,000 | 650,000 | 907,000 |
| Net interest income | 1,670,000 | 3,329,000 | 5,021,000 | 6,797,000 |
| Noninterest income | 381,000 | 556,000 | 718,000 | 880,000 |
| Noninterest expense | 1,156,000 | 2,155,000 | 3,156,000 | 4,114,000 |
| Provision for loan losses | 75,000 | 173,000 | 323,000 | 473,000 |
| Pretax income | 820,000 | 1,557,000 | 2,260,000 | 3,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 820,000 | 1,557,000 | 2,260,000 | 3,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,442,000 | 14,674,000 | 14,879,000 | 15,157,000 |
| Total capital | 15,960,000 | 16,229,000 | 16,471,000 | 16,800,000 |
| Risk-weighted assets | 120,720,000 | 123,643,000 | 126,991,000 | 131,121,000 |