Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,378,000 | 170,255,000 | 166,890,000 | 171,234,000 |
| Total loans | 139,724,000 | 142,768,000 | 143,744,000 | 142,549,000 |
| Allowance for loan losses | 1,528,000 | 1,590,000 | 1,715,000 | 1,769,000 |
| Securities available for sale | 14,118,000 | 12,671,000 | 12,218,000 | 11,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,139,000 | 153,301,000 | 149,678,000 | 154,245,000 |
| Interest-bearing deposits | 131,903,000 | 130,826,000 | 130,674,000 | 134,815,000 |
| Noninterest-bearing deposits | 19,236,000 | 22,475,000 | 19,004,000 | 19,430,000 |
| Equity capital | 14,239,000 | 14,431,000 | 14,642,000 | 14,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,675,000 | 5,509,000 | 7,306,000 |
| Interest expense | 239,000 | 464,000 | 684,000 | 907,000 |
| Net interest income | 1,610,000 | 3,211,000 | 4,825,000 | 6,399,000 |
| Noninterest income | 144,000 | 307,000 | 595,000 | 763,000 |
| Noninterest expense | 904,000 | 1,814,000 | 2,787,000 | 3,719,000 |
| Provision for loan losses | 75,000 | 175,000 | 325,000 | 475,000 |
| Pretax income | 775,000 | 1,529,000 | 2,308,000 | 2,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 775,000 | 1,529,000 | 2,308,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,516,000 | 13,695,000 | 13,913,000 | 13,982,000 |
| Total capital | 15,044,000 | 15,261,000 | 15,505,000 | 15,589,000 |
| Risk-weighted assets | 124,057,000 | 125,244,000 | 127,261,000 | 128,393,000 |