Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 166,082,000 | 163,034,000 | 163,062,000 | 169,168,000 |
| Total loans | 132,628,000 | 136,430,000 | 137,547,000 | 141,152,000 |
| Allowance for loan losses | 1,557,000 | 1,512,000 | 1,618,000 | 1,461,000 |
| Securities available for sale | 19,546,000 | 15,839,000 | 15,264,000 | 14,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,787,000 | 145,782,000 | 145,496,000 | 151,714,000 |
| Interest-bearing deposits | 127,914,000 | 125,636,000 | 127,863,000 | 133,088,000 |
| Noninterest-bearing deposits | 19,873,000 | 20,146,000 | 17,633,000 | 18,626,000 |
| Equity capital | 15,004,000 | 13,984,000 | 14,156,000 | 14,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,466,000 | 5,294,000 | 7,077,000 |
| Interest expense | 270,000 | 530,000 | 774,000 | 1,016,000 |
| Net interest income | 1,456,000 | 2,936,000 | 4,520,000 | 6,061,000 |
| Noninterest income | 249,000 | 413,000 | 569,000 | 744,000 |
| Noninterest expense | 768,000 | 1,621,000 | 2,483,000 | 3,347,000 |
| Provision for loan losses | 30,000 | 80,000 | 205,000 | 280,000 |
| Pretax income | 907,000 | 1,648,000 | 2,401,000 | 3,178,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 907,000 | 1,648,000 | 2,401,000 | 3,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,222,000 | 13,306,000 | 13,444,000 | 13,607,000 |
| Total capital | 15,677,000 | 14,791,000 | 14,971,000 | 15,068,000 |
| Risk-weighted assets | 116,269,000 | 118,792,000 | 122,068,000 | 125,408,000 |