Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 154,893,000 | 159,708,000 | 157,167,000 | 166,597,000 |
| Total loans | 120,790,000 | 125,067,000 | 130,311,000 | 134,475,000 |
| Allowance for loan losses | 1,298,000 | 1,364,000 | 1,459,000 | 1,551,000 |
| Securities available for sale | 19,171,000 | 19,246,000 | 17,662,000 | 17,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,822,000 | 139,968,000 | 139,331,000 | 148,426,000 |
| Interest-bearing deposits | 115,625,000 | 121,487,000 | 121,147,000 | 128,010,000 |
| Noninterest-bearing deposits | 19,197,000 | 18,481,000 | 18,184,000 | 20,415,000 |
| Equity capital | 13,528,000 | 13,694,000 | 13,818,000 | 14,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,310,000 | 4,993,000 | 6,740,000 |
| Interest expense | 299,000 | 592,000 | 887,000 | 1,168,000 |
| Net interest income | 1,349,000 | 2,718,000 | 4,106,000 | 5,572,000 |
| Noninterest income | 149,000 | 312,000 | 474,000 | 679,000 |
| Noninterest expense | 836,000 | 1,691,000 | 2,533,000 | 3,359,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 572,000 | 1,159,000 | 1,777,000 | 2,532,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 571,000 | 1,157,000 | 1,773,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,941,000 | 13,018,000 | 13,139,000 | 13,397,000 |
| Total capital | 14,226,000 | 14,341,000 | 14,538,000 | 14,872,000 |
| Risk-weighted assets | 102,823,000 | 105,838,000 | 111,830,000 | 117,933,000 |