Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 158,508,000 | 152,540,000 | 150,568,000 | 157,386,000 |
| Total loans | 112,364,000 | 115,163,000 | 118,437,000 | 123,056,000 |
| Allowance for loan losses | 1,327,000 | 1,357,000 | 1,381,000 | 1,239,000 |
| Securities available for sale | 16,760,000 | 18,324,000 | 18,263,000 | 17,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,601,000 | 131,122,000 | 129,822,000 | 136,869,000 |
| Interest-bearing deposits | 118,324,000 | 114,372,000 | 113,442,000 | 117,116,000 |
| Noninterest-bearing deposits | 18,277,000 | 16,750,000 | 16,380,000 | 19,754,000 |
| Equity capital | 14,173,000 | 13,993,000 | 13,711,000 | 13,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,292,000 | 4,939,000 | 6,674,000 |
| Interest expense | 361,000 | 714,000 | 1,047,000 | 1,362,000 |
| Net interest income | 1,283,000 | 2,578,000 | 3,892,000 | 5,312,000 |
| Noninterest income | 167,000 | 379,000 | 558,000 | 691,000 |
| Noninterest expense | 856,000 | 1,699,000 | 2,822,000 | 3,666,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 504,000 | 1,078,000 | 1,358,000 | 1,977,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 504,000 | 1,076,000 | 1,355,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,299,000 | 13,378,000 | 13,172,000 | 13,015,000 |
| Total capital | 14,626,000 | 14,710,000 | 14,553,000 | 14,254,000 |
| Risk-weighted assets | 105,798,000 | 106,573,000 | 109,741,000 | 113,973,000 |