Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,545,000 | 153,489,000 | 154,585,000 | 162,039,000 |
| Total loans | 115,136,000 | 115,792,000 | 113,415,000 | 115,772,000 |
| Allowance for loan losses | 1,413,000 | 1,373,000 | 1,323,000 | 1,310,000 |
| Securities available for sale | 19,479,000 | 18,458,000 | 18,135,000 | 18,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,384,000 | 130,306,000 | 132,032,000 | 140,080,000 |
| Interest-bearing deposits | 115,835,000 | 114,796,000 | 115,058,000 | 118,956,000 |
| Noninterest-bearing deposits | 16,549,000 | 15,510,000 | 16,974,000 | 21,125,000 |
| Equity capital | 14,386,000 | 14,502,000 | 14,519,000 | 14,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,675,000 | 5,547,000 | 7,294,000 |
| Interest expense | 519,000 | 1,005,000 | 1,466,000 | 1,865,000 |
| Net interest income | 1,320,000 | 2,670,000 | 4,081,000 | 5,429,000 |
| Noninterest income | 147,000 | 322,000 | 658,000 | 972,000 |
| Noninterest expense | 846,000 | 1,727,000 | 2,662,000 | 3,568,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 561,000 | 1,145,000 | 1,867,000 | 2,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 1,145,000 | 1,867,000 | 2,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,455,000 | 13,510,000 | 13,475,000 | 13,238,000 |
| Total capital | 14,760,000 | 14,806,000 | 14,780,000 | 14,548,000 |
| Risk-weighted assets | 104,307,000 | 103,621,000 | 104,392,000 | 108,219,000 |