Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 155,041,000 | 150,207,000 | 147,649,000 | 158,580,000 |
| Total loans | 115,308,000 | 115,946,000 | 117,579,000 | 117,329,000 |
| Allowance for loan losses | 1,490,000 | 1,246,000 | 1,297,000 | 1,350,000 |
| Securities available for sale | 15,972,000 | 16,617,000 | 13,231,000 | 12,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,879,000 | 129,242,000 | 124,848,000 | 135,158,000 |
| Interest-bearing deposits | 120,039,000 | 114,548,000 | 110,265,000 | 118,787,000 |
| Noninterest-bearing deposits | 13,840,000 | 14,694,000 | 14,584,000 | 16,371,000 |
| Equity capital | 13,800,000 | 13,666,000 | 13,921,000 | 14,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,790,000 | 5,700,000 | 7,529,000 |
| Interest expense | 567,000 | 1,100,000 | 1,637,000 | 2,163,000 |
| Net interest income | 1,353,000 | 2,690,000 | 4,063,000 | 5,366,000 |
| Noninterest income | 200,000 | 420,000 | 598,000 | 1,348,000 |
| Noninterest expense | 879,000 | 1,737,000 | 2,598,000 | 3,520,000 |
| Provision for loan losses | 100,000 | 160,000 | 220,000 | 280,000 |
| Pretax income | 578,000 | 1,218,000 | 2,005,000 | 3,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 578,000 | 1,218,000 | 2,005,000 | 3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,804,000 | 12,582,000 | 12,880,000 | 13,633,000 |
| Total capital | 14,021,000 | 13,828,000 | 14,177,000 | 14,983,000 |
| Risk-weighted assets | 96,848,000 | 107,697,000 | 104,888,000 | 107,588,000 |