Call reports 2010
COMMUNITY FIRST BANK — 2010
What COMMUNITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 119,155,000 | 158,451,000 | 160,347,000 | 160,089,000 |
| Total loans | 90,745,000 | 116,348,000 | 116,138,000 | 115,947,000 |
| Allowance for loan losses | 1,258,000 | 1,314,000 | 1,373,000 | 1,418,000 |
| Securities available for sale | 15,277,000 | 17,026,000 | 15,483,000 | 14,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,898,000 | 133,553,000 | 137,969,000 | 139,364,000 |
| Interest-bearing deposits | 92,797,000 | 119,128,000 | 123,023,000 | 123,557,000 |
| Noninterest-bearing deposits | 8,101,000 | 14,425,000 | 14,946,000 | 15,807,000 |
| Equity capital | 10,420,000 | 13,985,000 | 13,820,000 | 13,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,586,000 | 5,602,000 | 7,598,000 |
| Interest expense | 573,000 | 1,234,000 | 1,919,000 | 2,534,000 |
| Net interest income | 1,065,000 | 2,352,000 | 3,683,000 | 5,064,000 |
| Noninterest income | 132,000 | 2,224,000 | 2,471,000 | 2,675,000 |
| Noninterest expense | 605,000 | 1,913,000 | 2,995,000 | 4,103,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 440,000 |
| Pretax income | 526,000 | 2,537,000 | 2,972,000 | 3,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 2,537,000 | 2,972,000 | 3,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,463,000 | 12,689,000 | 12,631,000 | 12,344,000 |
| Total capital | 10,534,000 | 13,922,000 | 13,771,000 | 13,586,000 |
| Risk-weighted assets | 85,509,000 | 98,555,000 | 90,938,000 | 99,156,000 |