Call reports 2002
COMMUNITY FIRST BANK — 2002
What COMMUNITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,151,000 | 86,163,000 | 86,785,000 | 89,533,000 |
| Total loans | 61,678,000 | 66,008,000 | 65,866,000 | 65,935,000 |
| Allowance for loan losses | 731,000 | 756,000 | 792,000 | 897,000 |
| Securities available for sale | 15,342,000 | 14,078,000 | 12,956,000 | 12,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,256,000 | 74,372,000 | 76,046,000 | 78,709,000 |
| Interest-bearing deposits | 71,991,000 | 68,584,000 | 69,752,000 | 72,190,000 |
| Noninterest-bearing deposits | 5,265,000 | 5,788,000 | 6,294,000 | 6,519,000 |
| Equity capital | 6,732,000 | 7,205,000 | 7,260,000 | 7,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,815,000 | 4,228,000 | 5,606,000 |
| Interest expense | 653,000 | 1,289,000 | 1,917,000 | 2,524,000 |
| Net interest income | 734,000 | 1,526,000 | 2,311,000 | 3,082,000 |
| Noninterest income | 101,000 | 214,000 | 319,000 | 405,000 |
| Noninterest expense | 409,000 | 814,000 | 1,229,000 | 1,657,000 |
| Provision for loan losses | 23,000 | 53,000 | 89,000 | 200,000 |
| Pretax income | 403,000 | 873,000 | 1,312,000 | 1,630,000 |
| Income tax | 146,000 | 311,000 | 466,000 | 575,000 |
| Net income | 257,000 | 562,000 | 846,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,770,000 | 6,074,000 | 6,111,000 | 6,273,000 |
| Total capital | 6,482,000 | 6,827,000 | 6,861,000 | 7,033,000 |
| Risk-weighted assets | 56,968,000 | 60,228,000 | 59,981,000 | 60,691,000 |